Despite promises made before Donald Trump's inauguration, the Affordable Care Act (ACA) - otherwise known as Obamacare - will be as hard to repeal outright as it was to pass, says a health economist at Washington University in St. Louis.
For the same reason you should always worry about health insurance: Little health problems can easily turn into big bills without it. "You have a contract that has been signed, and is ironclad", he said. Pollitz recalls the time she saw the bill for surgery her son needed after breaking his wrist skateboarding: It would have cost $21,000 if insurance hadn't covered most of it.
In all, almost 30 million individuals nationwide will lose coverage if Congress cuts money for the Affordable Care Act through the budget reconciliation process, another analysis released Wednesday by the Urban Institute's Health Policy Center found.
"This is a lengthy process to undertake", Collins said.
Meanwhile, because fewer people would have insurance, the price tag for uncompensated care would skyrocket, by an estimated $1.1 trillion over the succeeding decade.
The deadline for enrolling in coverage that would take effect January 1 is December 15. "We don't want to disrupt individuals who are relying on our coverage".
The report analyzed the impacts of a partial repeal of Obamacare by Congress through a budget procedure known as reconciliation, which was attempted a year ago and would allow legislators to eliminate key components of the law, including Medicaid expansion, financial aid for low- and moderate-income Americans to buy ACA plans and the requirement that people buy insurance or pay a fine.
States would also cut their spending for Medicaid and the Children's Health Insurance Program by $4 billion in 2019 and by $76 billion from 2019 to 2028.
Donald Trump's election as United States president last month means Republicans will control the White House, Senate and House of Representatives in 2017.
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So insurers and other industry players are making sure lawmakers know exactly what they want in order to continue playing ball - and what's at stake if Congress doesn't listen.
"People wouldn't delay care, they would come in earlier to see us", Wilson said.
Millions of people's lives and livelihoods are on the line. "The odds, after they repeal without any replacement, of us sitting at the table to do something that will chop one arm off instead of two is very small", he said.
Second, it will be important for Congress and the new administration to send strong signals that they are committed to market stability in 2017 and 2018.
That's about $305 per subsidized Florida customer per month, the Kaiser Family Foundation said. However, if you don't have insurance, then the hospital still has to make money at the end of the day.
The federal government would spend about $109 billion less on both the Obamacare tax credits and Medicaid as a result of the repeal.
Despite the numerous benefits of the law, public opinion towards the ACA remains mixed.
"Everything could change for 2017 or nothing could change", the broker said in an email.
According to the state health department, New York's health exchange has so far been a success, enrolling more than 3 million New Yorkers in the health coverage plans over the past three years.