122 million Americans expected to shop online for Cyber Monday

122 million Americans expected to shop online for Cyber Monday

"I did Black Friday shopping and today after work I'm going to shop online", Tamayo said.

Although online shopping is more convenient for holiday shoppers, credit and debit cards are more vulnerable to identity theft. You can always call your bank using the phone number on a genuine piece of correspondence, website (typed directly into the address bar) or the phone book to check if you're not sure.

Adobe Digital Insights predicts that Cyber Monday will bring in $3.36 billion before the day is done.

Statistics show Americans account for 72 percent of all cyber security breaches past year.

Adam Levin of IDT 911 says only use official retailer apps, you can look for spelling errors as red flags on fake ones.

You still need to be on the lookout for scams.

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It's all too easy to ignore that "software update" prompt when you're in the middle of some deep meme browsing. The company can also cancel your card and send you another one to stop the illegal activity. Users are advised not to save credit card information on the browser or the website of the retailer. Prepaid cards or gift cards don't have the same protections as a credit card, but you'll never lose more than the value of the card itself. If company higher-ups are shopping online at work, enforcing companywide restrictions on such activity might be hard. Additionally, if you are using your personal email to sign into websites, make sure to turn on two-step authentication to add an extra layer of security.

First, check if the site is secure. You should at least see an "https://..." in the address bar and a padlock icon in the status bar at the bottom.

With the holidays quickly approaching, you may have caught yourself whistling a Christmas tune here and there before Thanksgiving.

Online Shopping and Auctions - Online Shopping and Auctions Fraud involves a wide variety of methods, including bogus websites, exploiting legitimate sale platforms and spoofed payment services. Additionally, criminals can intercept traffic on public wireless networks to steal credit card numbers and other confidential information.

"It might be just too good to be true", said Cronin. Shoppers also have dispute rights if there are any unauthorized charges on the card, and many card issuers have zero-liability policies if someone steals and uses your card number.

The forecasted fraud comes after 4.5million people had to cancel credit and debit cards due to online fraud previous year.